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Can You File for Bankruptcy if You Lost Your Job?

  With businesses closed during the coronavirus pandemic, many people in Florida have ended up unemployed. According to the United States Department of Labor, the total number of Americans who have filed for unemployment is approximately 22 million individuals, or 13.5% of the workforce.    With this number anticipated to increase even further, many people have sought options like bankruptcy to take control of their debt. Other people have refrained from filing for bankruptcy out o[...]

Five Pieces of Advice for Selling Property During the COVID-19 Pandemic

  The coronavirus pandemic led to quick and substantial changes for many industries, including real estate. While some sellers decided it was best to pull their property from the market, other people are still trying to sell their property. If you are trying to sell your home in this market, there are some helpful things that you can do to make sure the transaction proceeds as smoothly as possible. Provide Video Tours Instead of Open Houses Before the pandemic, open houses were an excellent[...]

Dealing with Debt During the Coronavirus Outbreak

  If you are dealing with debt during the coronavirus outbreak, it is important to remember that you are not alone. It also helps to realize that there are some critical things that you can do to take control of any debt that you might have.  To help you take control over your debt during this difficult time, this article reviews some helpful reminders. Maintaining Your Federal Student Loans The Coronavirus Aid, Relief, and Economic Security (CARES) Act, H.R. 748, was signed into law on Ma[...]

How Will the Coronavirus Impact the Real Estate Industry?

  In a short time, the real estate market went from a busy and competitive market to a much slower one as a result of the coronavirus. Once packed, many open houses have become more sparsely attended while other open houses have been canceled altogether.  Understandably, many property owners are suspicious of having strangers examine their property and potentially spread COVID-19. This is just one of several ways that the real estate market has changed as a result of the coronavirus. This [...]

How the Coronavirus Will Impact Your Bankruptcy

  The coronavirus has impacted most aspects of daily life including issues involving the federal, state, and local governments. Courts have understandably adjusted their regulations in consideration of the pandemic, but there are still some obligations that people filing for bankruptcy should still make sure to meet. This article reviews some critical issues that anyone in the process of navigating bankruptcy should understand about the coronavirus. Bankruptcy Court Closures  While some se[...]

What to Avoid While Repairing Your Post-Bankruptcy Credit 

Many credit repair companies prey on people’s hopes to rebuild their credit. As a result, many people are left in the situation of wondering what they can and cannot do to rebuild their credit score. While there are various steps that you can take to rebuild their credit, this article reviews some critical steps that you should avoid taking as you rebuild your credit score. Do Not Expect Things to Happen Quickly Some credit repair agencies promise to improve credit scores within a short period[...]

How Will Bankruptcy Impact Your Tax Refund?

  Tax refunds are the end product when people pay more taxes during the year than what they actually owe. While you might not think it, tax refunds are a critical source of income for many Americans. It is common for people to wonder if they will be able to keep a tax refund check after filing for Chapter 7 bankruptcy. While it might not seem like a satisfying answer, the reality is that various factors influence whether or not you will be able to keep this amount.  How Bankruptcy Courts V[...]

Four Common Questions All Realtors Should Know How to Answer

Realtors do not have it easy. Among other challenges, realtors must deal with many people’s less-than-stellar opinions about them. Of course, in reality, the value of realtors might change between agents, but realtors are far from worthless. Realtors not only know how to sell properties, but they also understand how to seek out prospective buyers and sellers that someone might never find on their own.  To determine your worth as a realtor, sellers and buyers rely on many tactics including fir[...]

Resolving Common Errors on Credit Reports

Pursuing bankruptcy allows people to rebuild their credit score. After all, details about a person’s credit history are easily shared with creditors. While some of us think that credit reports are always accurate, however, the reality is that credit reporting agencies make several common mistakes on credit reports. To achieve the best credit score possible, this article reviews some of the most common mistakes credit agencies make on credit reports. How to Handle Credit Reporting Errors If you[...]

Property Trends in 2020

Since 2010, many real estate trends have come and gone. For example, many homeowners were concerned about losing their homes a decade ago. Today, Millennials are the dominant force in the real estate market rather than Baby Boomers.  The following reviews some of the various trends in the property acquisition process that the most adept realtors should understand. Buyers are Seeking Affordable Markets For years, various real estate markets hit high selling prices and bubble after bubble of hot [...]