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Month: November 2018

How Creditors Must Respond After You File for Bankruptcy

After you file for bankruptcy, all of your creditors must stop calling you in an effort to collect compensation. Unfortunately, creditors do not always follow the rules, and some people report that they are harassed by creditors even after declaring bankruptcy. If you are experiencing difficulties with a creditor, you should not hesitate to contact an experienced attorney who can help make sure that your rights are protected. The Value of Automatic Stays An automatic stay refers to a legal acti[...]

How Voluntary Repossession can Affect Your Credit

For people who have fallen behind on motor vehicle payments, there is a significant chance that their vehicles might end up repossessed. No matter if it is voluntary or involuntary, repossession of a motor vehicle will damage your credit rating. If you find yourself in such a situation, it is a wise idea to obtain the assistance of an experienced bankruptcy attorney right away. Advantages to Voluntary Repossession There are some advantages to voluntary repossession because it provides you with a[...]

Declaring Bankruptcy in Florida and Salary Increases

If you are not able to handle your financial situation, Chapter 7 and Chapter 13 bankruptcy are available for you to restructure your debt. Each year, many people discover that the bankruptcy process offers them the opportunity to rebuild their credit and have a fresh start. Unfortunately, in some situations, bankruptcy can be a particularly complex process. To make sure that this process is successfully navigated, many people find it helpful to obtain the assistance of an experienced bankruptcy[...]

Reasons to Obtain Residential Property Surveys

  Home buyers in Florida are not required to survey residential property before closing on a new home. Despite this, it is often a good idea to perform an inspection to determine if one or more material issues exist that will have a detrimental effect on the value of a home. A survey lists all of the distinct characteristics about a home. In Florida, these surveys are performed by licensed surveyors. As part of survey creation, a licensed surveyor visits the property and records certain inf[...]