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Filing for Bankruptcy Without a Lawyer

  Many Floridians who file for Chapter 7 bankruptcy are low on money. In an effort to save or sometimes because they feel that they can not afford one, people sometimes avoid retaining an attorney who can help them navigate the bankruptcy process. Unfortunately, there are a number of obstacles that people who navigate the bankruptcy process commonly encounter that require the assistance of an experienced bankruptcy lawyer. Some of the most common of these obstacles are reviewed below as a[...]

Common Myths About Selling Real Estate

  Becoming involved with real estate is one of the most life-changing decisions that a person can make, but it is important to debunk some of the common myths if you are seeking to be successful in this profession. There are some secrets and overlooked aspects of the real estate industry that those interested in investing in property should know. The following will review some of the prevalent myths that new and experienced real estate agents alike should avoid believing. You Should Not U[...]

Why You Should Not be Afraid to File for Bankruptcy

  If you are interested in filing for Chapter 7 or Chapter 13 bankruptcy, it is common to feel scared about what lies ahead. The fears and uncertainties that people have about the process, however, are often unfounded. Soon after filing for bankruptcy, many people discover that the process is not as bad as they thought it would be. In the hopes of squashing any fears that you might have about bankruptcy, the following will examine the realities behind some of the most common fears about the[...]

A Quick Guide to Florida Agency Law

  In the world of real estate, “agency” refers to when a salesperson enters into a relationship with a client. The salesperson in these relationships owes a fiduciary duty of loyalty and confidentiality to the client. This type of relationship in Florida is referred to as a single agency. While this concept might be easy to understand, this article examines some commonly encountered nuances in agency law. What Florida Agency Law Encompasses Law in Florida clarifies how a real estate li[...]

Common Florida Real Estate Myths

  The real estate industry is full of high stakes. It is important to be knowledgeable and sensible in order to be successful when making such large investments. Real estate investors and professionals must avoid common pitfalls in order to stand above the crowd. The following are some of the common myths about Florida real estate. Do not fall into the trap of believing or perpetuating the following misconceptions: Myth: It is Easy to Predict the Real Estate Market While some investors mak[...]

Wage Garnishment and Bankruptcy

  By the time many people decide to file for bankruptcy, their creditors have begun to attempt to obtain repayment on outstanding debts. In some cases, these debts are so large that the debtors are not able to continue making payments, which results in creditors seeking legal action. One of the most common ways that creditors attempt to collect what they are due is by garnishing debtors’ wages. How Wage Garnishment Works Wage garnishment occurs when a creditor obtains an order from a jud[...]

Deciding if Chapter 7 Bankruptcy is Right for You

  Among the numerous questions that people ask about Chapter 7 bankruptcy, one of the most common is whether a person is a good candidate for Chapter 7. The answer to this question depends on a number of complex factors, which we will review below. Do You Own Property? If you do not have a source of income or any assets, a creditor will often not be able to collect from you, which means that filing for bankruptcy may not be necessary. If you do have a source of income and valuable assets, h[...]

Essential Strategies for New Real Estate Investors

  For a first time investor, navigating the real estate market can seem like one of the most difficult challenges possible. With the numerous risks that are involved in the process, deciding how to begin can be confusing. If successfully navigated, however, the real estate business can present a person with unrivaled rewards. The following will review some important pieces of advice that those who are interested in investing in real estate should consider. Properly Educate Yourself It is i[...]

Navigating the Negative Emotions of Bankruptcy

  Not only is bankruptcy a financially difficult arrangement, it can also result in a number of negative emotions. While some people experience a period of relief after filing for bankruptcy because there are no longer creditors to harass them, other individuals can feel stressed out and overwhelmed by the complex legal process and the long time it can take to work through it. The following explores some tips for taking control of yourself and your emotions when filing for bankruptcy. Take [...]

Discharging Tax Debt in Chapter 7 Bankruptcy

  For individuals who are facing financial difficulties, Chapter 7 bankruptcy is often the best option to remove debt and obtain a second chance at a strong credit score. Chapter 7 is frequently chosen by individuals who have a large amount of debt and little income to pay it off. Unfortunately, there are some types of debts that are not able to be discharged in Chapter 7, including student loans and income taxes. Even though income taxes are often not dischargeable in Chapter 7 bankruptcy,[...]