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Lenders Lose Where Default Notice is Lacking

• May 7, 2015
• Thomas Adam
• Foreclosures

In an earlier Florida Foreclosure Blog, we discussed how Paragraph 22 of many standard mortgage agreements can be the basis for a foreclosure defense.  To quickly recap, a mortgage is a contract under which the lender and the borrower each agree to undertake certain obligations.  Paragraph 22 of standard mortgage agreements contains a number of obligations that the lender must undertake before filing a foreclosure action.  These requirements deal with giving the borrower a default notice and [...]

Best Defenses to Foreclosure in Florida

• January 2, 2015
• Thomas Adam
• Foreclosures

There are many possible defenses to foreclosure  in Florida  and we’ve discussed a number of them in previous blog posts.  Today, we’ll discuss the best defenses to foreclosure in Florida and possibly avoiding it altogether.  The following are a few tips to keep in mind when purchasing and financing your home.  They are simple but effective. (1) Buy Less Than You Can Afford Purchasing a home under your budget gives you some wiggle room should your financial situation change for the wo[...]